
Credit Analysis
2 days ago
Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we're 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate towards greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
For our subsidiary in Istanbul, we are looking for a Assistant Vice President, Credit Analysis within Credit Department on a full-time basis/permanent contract.
Main Purpose Of The Role:
Accountability for all aspects of the Credit Analysis function within Credits Division at MUFG Turkey. Credits Turkey manages MUFG's Japanese, Non-Japanese Large Corporate and Bank Clients in Turkey.
Key Responsibilities:
- Credit Assessment and Underwriting:
- Conduct detailed credit analysis of corporate, FI, sovereign, SME clients.
- Assess financial statements, cash flows, and key risk indicators to determine credit worthiness.
- Prepare and present credit proposals with recommendations for approval.
- Monitor assigned credit portfolios for performance, risk indicators, and compliance.
- Proactively identify deteriorating credits and recommend risk mitigation strategies.
- Work closely with relationship managers and product teams to structure credit facilities.
- Provide guidance on credit policies and risk appetite.
- Compliance and Documentation:
- Ensure all credit approvals comply with internal policies and regulatory requirements.
- Oversee the quality of credit documentation and support audits.
Qualifications:
- Bachelor's degree in Finance, Accounting, Economics, or related field; Master's degree is a plus.
- 3-5 years of experience in credit underwriting in a banking or financial services environment.
- Proficient in financial analysis, credit risk assessment, and preparing credit proposals.
- Strong understanding of industry dynamics and regulatory compliance.
- Fluency in English, verbal and written.
- Robust articulation and presentation skills.
Knowledge & Skills:
- Experience in blended finance, syndication/club loans, GX and DX, and acquisition related financing and industry know-how would be advantageous.
- Experience with lending to large corporate clients is a plus.
- Strong understanding of loan documentation, local regulations and key credit protections.
- Ability to work in collaboration with origination and diverse teams is key.
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
Seniority levelAssociate
Employment typeFull-time
Job functionFinance and Analyst
IndustriesFinancial Services, Banking, and Investment Banking
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