Senior Risk Analyst

4 days ago


Fatih, Istanbul, Turkey ING Full time

As a Credit Allocation Assistant Vice President, you'll play a key role in our Business Banking Credit Allocation Directorate. You'll be responsible for assessing credit limit proposals and transaction-based requests, providing advice to credit mandate holders, and conducting credit risk management responsibilities.

This is an excellent opportunity for someone who wants to take charge of their career and make a real impact in the industry. You'll have the chance to work with a talented team, develop your skills, and contribute to innovative projects.

You'll be working closely with our clients, understanding their needs, and providing expert advice on credit risk management. Your ability to analyze complex financial data, identify trends, and provide insights will be crucial in helping us make informed decisions.

About Us:

We're a forward-thinking organization that values innovation and collaboration. Our team is passionate about delivering exceptional results and making a real impact. We believe in empowering our customers to stay ahead in life and business.

Responsibilities:

  • Assessing credit limit proposals and/or transaction-based requests in line with credit policies/procedures and providing advice to relevant credit mandate holder or decision maker
  • Conducting credit risk management responsibilities including monitoring early warning signals of the portfolio; advising/taking credit actions regarding credit developments
  • Following up all transactions until the end of the limit allocation stage and the signatory process for credit proposals
  • Providing Credit Risk trainings to related employees when required
  • Preparing periodic reports required for the follow-up of the loan portfolio, informing related people for taking action
  • Compiling Watch List meeting packs, attending meetings and preparing meeting minutes
  • Participating in client visits
  • Contributing to projects for the development of credit processes

Requirements:

  • Bachelor's degree (Economics, Business Administration and Engineering majors are preferred)
  • Minimum 4 years of experience in MC & SME segments credit risk and minimum 5 years of cumulative banking experience
  • Ability to perform financial analysis of companies' IFRS and/or TR GAAP financials
  • Understanding of different sectors/industries dynamics; key aspects of regulatory frameworks; assessment of customer competitive position within its industry,
  • Good command of written and spoken English and Turkish
  • Strong at communication and coordination, team-work, analytical thinking, multi-tasking and result-oriented personality; ability to effectively communicate with all levels of the organization and possess professional work ethic with high levels of integrity, transparency and honesty
  • Excellent command of MS Office programs especially MS Excel and Power Point


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