
Asset Credit Specialist
3 days ago
We are looking for a highly skilled Asset Credit Specialist to join our team. The ideal candidate will have experience in credit underwriting policies and procedures, as well as proficiency in analyzing financial statements.
Main responsibilities include adhering to credit underwriting policies and procedures while preparing credit files with RM queries for approvals, contributing to the development and implementation of scoring models and credit underwriting/feasibility templates, and building high-level business relations with respective parties.
The successful candidate will be responsible for making sure use of all required underwriting-related documents and information in accordance with respective policies and procedures, properly preparing and submitting files for Credit Committee approvals on a timely manner without any mistake, performing customer visits to evaluate management capabilities and credit risk, taking an active part in rescheduling talks with overdue customers who request modifications, ensuring all mid-term reviews and modifications are scheduled and performed on a timely manner with necessary content, and reaching credit quality and efficiency targets in files defined by the company.
Key qualifications:
- Holds a BS degree in Finance, Economics, or related disciplines
- Has similar experience gained at banks or other similar financial institutions with a minimum of 3-4 years' experience, asset-based finance experience
- Proficient in analyzing financial statements
- Knowledge in credit operations & collateral management
- Has analytical reasoning capability, and can provide efficient response to complex business problems
- Able to handle multiple tasks with strict deadlines
- Efficient user of MS Office applications
- Has efficient communication skills and able to work in multi-cultural environment
- Good command of written and spoken English
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