Credit Underwriting Specialist
6 days ago
Transform the transport industry with Volvo Financial Services Türkiye as a Credit Analyst.
Key Responsibilities- Prepare credit files according to credit underwriting policies and procedures.
- Develop and implement scoring models and credit underwriting / feasibility templates.
- Maintain accurate records of underwriting related documents and information.
- Establish strong business relationships with key stakeholders, including customers and sales teams.
- Submit credit files to the Credit Committee for review and approval.
- Evaluate customer creditworthiness through on-site visits.
- Negotiate with overdue customers to find mutually beneficial solutions.
- Manage mid-term reviews and modifications to ensure timely completion.
- Meet credit quality and efficiency targets set by the company.
- Foster a collaborative team environment.
Requirements
To succeed in this role, you'll need:
- A Bachelor's degree in Finance, Economics, or a related field.
- Similar experience working in banking or financial services with at least 3-4 years of experience in asset-based finance.
- Strong analytical skills and proficiency in financial statement analysis.
- Knowledge of credit operations and collateral management.
- Ability to think critically and resolve complex business issues.
- Excellent communication and interpersonal skills.
- Proficiency in MS Office applications.
- Fluency in written and spoken English.
Join Our Journey
At Volvo Financial Services, we believe in empowering our employees to drive change and shape the future of transportation. If you're passionate about making a difference, join us on our mission to create a better world for generations to come.
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