
Commercial Lending Analyst
6 days ago
Do you want to be part of a global team that's shaping the future of transportation and making a positive impact on society?
About the Role- We're seeking a highly skilled Credit Analyst to join our team, responsible for adhering to credit underwriting policies and procedures while preparing credit files w/RM queries for approvals.
- The successful candidate will contribute to development and implementation of scoring models and credit underwriting / feasibility templates.
- A key focus area will be ensuring use of all required underwriting related documents and information in accordance with respective policies and procedures.
- This role requires building high level business relations with respective parties (business partners like customers, VFS Sales).
- The ideal candidate will also ensure proper preparation and submission of files for Credit Committee approvals on a timely manner and without any mistake.
- In addition, they will perform customer visits to evaluate the management capabilities and credit risk.
- An active participation in rescheduling talks with overdue customers who request modifications is also essential.
- The successful candidate will also ensure all mid-term reviews and modifications are scheduled and performed on a timely manner with necessary content.
- Ultimately, we expect this role to reach credit quality and efficiency targets in files defined by the company.
- Achieving a fair workload within the Credit Team is also crucial.
We value candidates who possess excellent analytical and problem-solving skills, and can apply their expertise in a collaborative and dynamic environment.
- Holding a BS degree in Finance, Economics, or related disciplines.
- Having similar experience gained at banks or other similar financial institutions with a minimum of 3-4 years' experience, asset-based finance experience.
- Proficiency in analyzing financial statements is a must.
- Knowledge in credit operations & collateral management is also highly valued.
- The ideal candidate should have analytical reasoning capability, and can provide efficient response to complex business problems.
- Able to handle multiple tasks with strict deadlines.
- Efficient user of MS Office applications.
- Excellent communication skills and able to work in multi-cultural environment.
- Good command of written and spoken English.
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