
Credit Allocation Manager
4 days ago
At ING, we're dedicated to empowering our customers to stay ahead in life and business. We're a forward-thinking organization that values innovation and collaboration. Our team is passionate about delivering exceptional results and making a real impact.
We're seeking an experienced professional to join our Business Banking Credit Allocation Directorate as a Credit Allocation Assistant Vice President. In this role, you'll be responsible for assessing credit limit proposals and transaction-based requests, providing advice to credit mandate holders, and conducting credit risk management responsibilities.
This is an exciting opportunity for someone who wants to take charge of their career and make a difference in the industry. You'll have the chance to work with a talented team, develop your skills, and contribute to innovative projects.
We offer a dynamic and supportive work environment where your ideas are valued. You'll have access to global learning opportunities, flexible career experiences, and a range of benefits to support your well-being.
Key Responsibilities:
- Assessing credit limit proposals and/or transaction-based requests in line with credit policies/procedures and providing advice to relevant credit mandate holder or decision maker
- Conducting credit risk management responsibilities including monitoring early warning signals of the portfolio; advising/taking credit actions regarding credit developments
- FOLLOWING-UP all transactions until the end of the limit allocation stage and the signatory process for credit proposals
- Providing Credit Risk trainings to related employees when required
- Preparing periodic reports required for the follow-up of the loan portfolio, informing related people for taking action
- Compiling Watch List meeting packs, attending meetings and preparing meeting minutes
- Participating in client visits
- Contributing to projects for the development of credit processes
Requirements:
- Bachelor's degree (Economics, Business Administration and Engineering majors are preferred)
- Minimum 4 years of experience in MC & SME segments credit risk and minimum 5 years of cumulative banking experience
- Ability to perform financial analysis of companies' IFRS and/or TR GAAP financials
- Understanding of different sectors/industries dynamics; key aspects of regulatory frameworks; assessment of customer competitive position within its industry,
- Good command of written and spoken English and Turkish
- Strong at communication and coordination, team-work, analytical thinking, multi-tasking and result-oriented personality; ability to effectively communicate with all levels of the organization and possess professional work ethic with high levels of integrity, transparency and honesty
- Excellent command of MS Office programs especially MS Excel and Power Point
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